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Explore trusted and detailed reviews for home warranties, helping you make informed decisions to protect your home and budget effectively.
Choice Home Warranty (CHW) is a prominent provider in the home warranty industry, offering comprehensive coverage for home systems and appliances. Established in 2008, the company has grown to serve customers across 48 states, providing peace of mind to homeowners by covering repair and replacement costs due to normal wear and tear
Choice Home Warranty has proven that it can be trusted, having provided coverage for more than 1 million homes and handing over 3 million service requests.
Choice Home Warranty (Choice) is a New Jersey-based home warranty provider that was recently named Best Home Warranty company by U.S. News and World Report. It provides repair, replacement, or payout coverage to customers around the US, shielding consumers from expensive and unexpected home repairs.
Choice Home Warranty has proven that it can be trusted, having provided coverage for more than 1 million homes and handing over 3 million service requests.
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Choice offers two plans, the Basic Plan and the Total Plan, as well as a la carte add-on coverage.
The Basic Plan Covers:
The Total Plan covers the above plus:
Choice prices its plans on a personalized quote system so they can
meet each homeowners’ unique coverage needs for a reasonable price. Generally speaking, home
warranties usually cost $25-60/mo. for basic coverage.
Home warranties can cover a wide range of items, including kitchen appliances like refrigerators and dishwashers, HVAC systems, plumbing, electrical systems, and more. Some plans also cover additional items like pools, spas, and garage door openers. Coverage details and exclusions vary by provider and plan.
Choosing the best home warranty company involves comparing several factors including plan options, coverage limits, customer reviews, pricing, and the company’s reputation for service quality and claim handling. It’s important to read the fine print to understand what is covered and what is excluded from coverage.
Most home warranty companies require you to use a technician from their network of approved service providers. If you choose to use an outside contractor without prior authorization, you may not be reimbursed for the repairs
To file a claim, you typically contact the home warranty company via phone, email, or their online portal. After reporting your issue, the company will schedule a service visit from a qualified technician to assess and fix the problem. Service fees are usually required at the time of the technician's visit .
Whether a home warranty is worth it depends on several factors such as the age of your home and its appliances, your ability to pay for unexpected repairs, and your preference for convenience. Home warranties can be particularly beneficial for older homes where appliance and system failures are more likely.
Choice offers comprehensive home warranty coverage with very few exemptions. They require total coverage if you want to cover your refrigerator, washer, and dryer, which is different from most other plans that cover these at the basic plan level. However, with fewer exemptions than other plans, this may be a trade-off that works in your favor.
Overall, Choice has established itself as a reputable home warranty provider that offers extensive coverage and great customer service, making it an excellent choice.
