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First Premier Home Warranty Review

Explore trusted and detailed reviews for home warranties, helping you make informed decisions to protect your home and budget effectively.

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Our Summary

First Premier Home Warranty has been a trusted name in the industry for over 30 years. Based in New York, NY, First Premier specializes in comprehensive systems and appliances protection for homes of almost any size.

Unlike some competitors, First Premier offers add-ons, sold a la carte, to homeowners looking to customize their home protection. Add-on options include popular appliances such as secondary refrigerators and standalone freezers plus important systems such as septic systems and pools/spas. New customers can get detailed pricing information by going to the First Premier website and asking for a free quote.

First Premier Home Warranty has been a trusted name in the industry for over 30 years. Based in New York, NY, First Premier specializes in comprehensive systems and appliances protection for homes of almost any size.

Unlike some competitors, First Premier offers add-ons, sold a la carte, to homeowners looking to customize their home protection. Add-on options include popular appliances such as secondary refrigerators and standalone freezers plus important systems such as septic systems and pools/spas. New customers can get detailed pricing information by going to the First Premier website and asking for a free quote.

View Plans

Coverage and Pricing

First Premier offers two home warranty protection plans, plus a la carte system and appliance add-ons. Let’s break those down, below:

Here’s what’s covered in the Premier Plan:

      • Plumbing System
      • Plumbing Stoppage
      • Water Heater
      • Whirlpool Bathtub
      • Electrical System
      • Oven/stove/cooktop/range
      • Cooktop
      • Built-In Microwave
      • Dishwasher
      • Garbage Disposal
      • Trash Compactor
      • Ductwork
      • Garage Door Opener
      • Ceiling and Exhaust Fans
      • Sump Pump (Permanently Installed)

The Premier Platinum Plan covers everything mentioned in the Premier Plan, plus:

      • Air-Conditioning System (2 Units)
      • Heating System (2 Units)
      • Refrigerator
      • Clothes Washer
      • Clothes Dryer


Pricing, covered appliances/systems, plan details, and other limitations may vary from contract to contract. When receiving a quote or signing up for coverage with First Premier, ensure you ask for all of this information before signing your contract. As with many competitors, First Premier charges an annual premium for warranty coverage. In addition to this premium, customers will have to pay a service fee directly to a contractor each time a contractor is called in for a service request. A service fee can cost anywhere from $75–$150.

FAQ

What does a home warranty typically cover?

Home warranties can cover a wide range of items, including kitchen appliances like refrigerators and dishwashers, HVAC systems, plumbing, electrical systems, and more. Some plans also cover additional items like pools, spas, and garage door openers. Coverage details and exclusions vary by provider and plan.

How do I choose the best home warranty company?

Choosing the best home warranty company involves comparing several factors including plan options, coverage limits, customer reviews, pricing, and the company’s reputation for service quality and claim handling. It’s important to read the fine print to understand what is covered and what is excluded from coverage.

Can I choose my own repair technician with a home warranty?

Most home warranty companies require you to use a technician from their network of approved service providers. If you choose to use an outside contractor without prior authorization, you may not be reimbursed for the repairs

How do I file a claim with a home warranty company?

To file a claim, you typically contact the home warranty company via phone, email, or their online portal. After reporting your issue, the company will schedule a service visit from a qualified technician to assess and fix the problem. Service fees are usually required at the time of the technician's visit​ .

Is a home warranty worth it?

Whether a home warranty is worth it depends on several factors such as the age of your home and its appliances, your ability to pay for unexpected repairs, and your preference for convenience. Home warranties can be particularly beneficial for older homes where appliance and system failures are more likely.

Bottom Line

The First Premier Home Warranty is a simple and customizable way to boost any homeowner’s peace of mind. Customers can choose from two comprehensive protection plans, with the option to order protection add-ons in an a la carte fashion. First Premier also makes it easy for customers to get help when they need it—customer service is available via phone, email, or web portal.

Mansion or cottage, backyard pool or underground sump pump, First Premier Home Warranty has homeowners covered.