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Explore trusted and detailed reviews for home warranties, helping you make informed decisions to protect your home and budget effectively.
Liberty Home Guard stands out in the home warranty market, offering robust protection plans that cover a broad range of home systems and appliances. They provides comprehensive coverage options across all 50 states. With a strong emphasis on customer satisfaction and a commitment to quality service, the company offers flexible plans that can be tailored to fit any homeowner's needs.
Liberty Home Guard stands out in the home warranty market, offering robust protection plans that cover a broad range of home systems and appliances. They provides comprehensive coverage options across all 50 states. With a strong emphasis on customer satisfaction and a commitment to quality service, the company offers flexible plans that can be tailored to fit any homeowner's needs.
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Across all three of Liberty’s plans, the following items are covered:
Liberty Home Guard maintains the same pricing throughout most of the country. You can expect to pay $50 per month for the Appliance Guard plan and $55 per month for the Systems Guard policy. The Total Home Guard policy has a premium of $60 per month. You’ll also pay a service fee of $65 to $125 each time you need a home visit and repair. However, Liberty Home Guard does not make it clear what your service fee will be before purchasing coverage.
Home warranties can cover a wide range of items, including kitchen appliances like refrigerators and dishwashers, HVAC systems, plumbing, electrical systems, and more. Some plans also cover additional items like pools, spas, and garage door openers. Coverage details and exclusions vary by provider and plan.
Choosing the best home warranty company involves comparing several factors including plan options, coverage limits, customer reviews, pricing, and the company’s reputation for service quality and claim handling. It’s important to read the fine print to understand what is covered and what is excluded from coverage.
Most home warranty companies require you to use a technician from their network of approved service providers. If you choose to use an outside contractor without prior authorization, you may not be reimbursed for the repairs
To file a claim, you typically contact the home warranty company via phone, email, or their online portal. After reporting your issue, the company will schedule a service visit from a qualified technician to assess and fix the problem. Service fees are usually required at the time of the technician's visit .
Whether a home warranty is worth it depends on several factors such as the age of your home and its appliances, your ability to pay for unexpected repairs, and your preference for convenience. Home warranties can be particularly beneficial for older homes where appliance and system failures are more likely.
Liberty Home Guard also offers extensive options for policy customization, with more than 30 add-ons available in most areas. However, the company extends lower coverage limits for most add-ons and customization can increase your premium. But generally, its standard coverage includes many items homeowners care about the most and the company is known for offering quality customer service, making it a strong choice for quick coverage.
